Loan Topics

  1. Cost of Attendance and Financial Aid
  2. Loans and Grants
  3. Loan Topics

Your student loans are an important part of your financial journey. It’s essential to understand how they work and where to turn if you need help with funding or repayment. Since student loans are a long-term obligation, staying informed and managing your debt responsibly now will help ensure your financial health in the years to come.

The following links will provide you with additional information on the topic in which you are searching:

Required Notification

Persons borrowing must notify their loan servicing agency when any of the following conditions arise:

  • Graduation
  • Withdrawal from school
  • Attendance is less than half-time status (less than six credits Undergraduate - less than three credits Graduate/Doctoral)
  • Change of name or address
  • Transfer to another school
  • Other changes that may affect borrowers' eligibility for deferred payments

Please see Loan Tracking to determine who is servicing your federal loans.

FSA Ombudsman Group

If you are in a dispute about your federal student loan, contact the Federal Student Aid Ombudsman Group as a last resort. The FSA Ombudsman Group is dedicated to helping resolve disputes related to Federal Direct Loans, Federal Family Education Loan (FFEL) Program Loans, Guaranteed Student Loans, and Perkins Loans.

Please use the following information to contact the FSA Ombudsman Group:
Telephone: 877-557-2575
Fax: 606-396-4821
Mail:
    FSA Ombudsman Group
    PO Box 1843
    Monticello, KY 42633

National Student Loan Data System

Please note that you (student or parent borrower) enter into an agreement when you borrower a Federal Direct Loan. Your enrollment and eligibility information will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by authorized agencies, loan servicers and institutions.

Student Lending Code of Conduct

Please review our Student Lending Code of Conduct.